New IRA Distribution Rules and Proactive Strategies for Clients Webinar

Kenneth A. Horowitz, CLU® , ChFC® , IAR® , RICP®, AEP® Kenneth A. Horowitz entered the life insurance business in 1989. He became affiliated with the Guardian Life Insurance Company of America, New York, NY as a Field Representative with the Compain Anderson Group and went on to qualify for the company’s prestigious Leader’s Club and other distinguished awards. After merging with another NYC based Guardian agency in 2000, Strategies for Wealth, Ken’s business grew more diversified providing clients comprehensive financial services. His commitment to the financial services business is exemplified by qualifying as a Chartered Life Underwriter (CLU), a Chartered Financial Consultant (ChFC), as well as earning a Series 7 and RIA (Registered Investment Advisor) designation. In 2016, Ken earned his RICP designation as a Retirement Income Certified Planner, and AEP designation in 2022. Ken gained an initial expertise around disability income planning while conducting seminars to hospital residents. He also wrote an article on tax issues and the benefits of qualified sick pay plans entitled “Tax Trap” published in the September 1999 issue of the Journal of Accountancy, which has been reprinted in various legal periodicals. In 2007, Ken’s business continues to expand by merging his practice with National Pension Consultants II, Inc a 30-year-old pension consulting firm, based in Rye Brook, New York. Their services included administration, design and implementation of 401k, profit sharing and pension plans for small and medium size businesses. Their knowledge of pension legislation has allowed them to create a niche in this segment of financial services providing seminars to various CPA firms, CPA Societies, business owner and professional groups. Ken has had several articles published on retirement planning in Advisor Today, NJ CPA Journal, The NYS CPA Journal and their on-line publication, Taxstringer. He has also been published in the NAEPC Journal on the impact of the SECURE Act to IRA distribution planning. Ken received his MBA from Hofstra University. He and his family have lived in Bergen County, New Jersey over 30 years. He has always given his time to help various charitable and local organizations. Some of his affiliations include: Executive Board Member of Albert Einstein College of Medicine; Penn State Parents Association; Y-JCC of Bergen County; The Loomis-Chafee Alumni Association; and member and coach of the Woodcliff Lake Basketball Association. He has served on the board of the Bergen County Estate Planning Council culminating with serving as President in 2021-2022. Ken’s unique ability to motivate a group of individuals to accomplish a common goal is illustrated by taking his sons’ basketball teams through an undefeated season, two championships as well as numerous playoff and final appearances. It is with this same passion and commitment that Ken works with clients helping them maximize their personal and business financial opportunities. Ken is licensed to conduct insurance and investment advisory business in several states across the country.

Arthur Gravanis holds BA from University of Pennsylvania, JD Temple University Law School, LL.M in Taxation from Boston University Law School Graduate Tax Program. Joined Guardian BRC in 2020, He has over 25 years working in advanced estate, business and life insurance planning at AG Edwards Trust Company, Hartford Life, Wells Fargo Advisors, and PensionQuote